Michele Kilcoyne, Mortgage Professional

Mortgage Checklist

The following items are needed when purchasing:

1. Contract for purchase

2. Contract for sale (if applicable)

3. The previous 2 Year’s W-2 forms and tax returns with all schedules

4. The last 30 days of pay stubs

5. Last 3 months of bank statements (Checking, Savings, 401k Statements)

6. Most recent credit card statements

7. Divorce decree (If Applicable)

8. Evidence of alimony or child support (If Applicable)

9. Earnest money receipt

10. Your attorney’s and realtor's telephone numbers and address

11. Business tax returns and certified P&L statements (If Self Employed)

12. Driver’s license (both sides of the card) and social security card or birth certificate

13. Phone number and address of your homeowners insurance agent

 

The following Items are frequently needed when refinancing:

1. The previous 2 years W-2 forms and tax returns with all schedules

2. The last 30 days of pay stubs

3. Last 3 months of bank statements (Checking, Savings, Other)

4. Last 12 months of payment history for current mortgage or rent

5. Most recent credit card statements

6. Divorce decree (If Applicable)

7. Evidence of alimony or child support (If Applicable)

8. Business tax returns and certified P&L statements (If Self Employed)

9. Driver’s license (both sides of card) and social security card or birth certificate

10. Phone number and address of your homeowners insurance agent